1.) Make a list of where and what you want to be and do 10 to 15 years from now in the following areas (Family, Health, Significance, Charity, Material, Socially, Travel, Entertainment) .
2.) Put an exact date next to when you want to accomplish those things.
3.) Put the total amount you think it would cost to pay for those things with Cash (No monthly payments allowed)
4.) Add up the totals for the above list you created.
5.) Write the amount at the bottom.

SEE BELOW FOR CHANGE for LIFE, LIBERTY and the PURSUIT

Now what are you doing?
Is what you are doing currently going to provide all of the things on that list?
Who are you listening to and where is their list?
What are you waiting for?
How are you positioning yourself?
What are your resources?
Who is helping you get the job done?
If you don’t do it who will?